Investor Loans & Advanced Financing
DSCR loans, portfolio loans, seller financing, cash-out refinancing, and current FHA and conforming loan limits for 2-4 unit properties.
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Guides & Articles (5)
What is a DSCR Loan? Guidelines, LTV Limits, and Down Payment Requirements
DSCR loans explained: how the ratio is calculated, typical 1.20-1.25 thresholds, LTV limits, down payments of 20-25%, and how these investor loans skip income verification.
Feb 9, 2026
8 min read
Portfolio Loans vs. Commercial Mortgages for Small Investors
Portfolio loans and commercial mortgages compared for 2-4 unit investors: underwriting, rates, recourse, balloon structures, and when each financing path makes sense.
Feb 12, 2026
8 min read
How to Use Seller Financing to Acquire 2-4 Unit Properties
Seller financing (owner carry) explained for duplex and fourplex buyers: note structure, land contracts vs. deeds, due-on-sale risk, and how to negotiate terms that work.
Feb 16, 2026
8 min read
Cash-Out Refinancing vs. HELOC on Multi-Family Rentals
Cash-out refi vs. HELOC for duplex and fourplex owners: rates, costs, payment impact, tax treatment of proceeds, and which tool fits refinances, renovations, and down payments.
Feb 19, 2026
8 min read
Current FHA & Conforming Loan Limits for 2-Unit, 3-Unit, and 4-Unit Buildings
How FHA and conforming loan limits scale from 1 to 4 units, high-cost county multipliers, and what the limits mean for duplex and fourplex buyers in 2026.
Feb 23, 2026
7 min read