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ForHomely

Operations, Legal & Tax Tech

Utility billing (RUBS), property management software, depreciation schedules, landlord insurance, and cost segregation for small multifamily owners.

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Guides & Articles (8)

Landlord Guide

Splitting Utilities Legally: Submetering vs. Ratio Utility Billing Systems (RUBS)

How landlords bill tenants for water, gas, and electric legally: submetering, RUBS formulas, state regulations, and which method maximizes NOI without legal risk.

Feb 26, 2026

8 min read

Landlord Guide

Comparing Top Property Management Platforms for Landlords with 1 to 10 Units

The best property management software for small landlords: rent collection, accounting, listings, and maintenance tracking compared across free and paid platforms.

Mar 1, 2026

8 min read

Landlord Guide

The 27.5-Year Residential Depreciation Schedule Explained (With Schedule E Examples)

How the 27.5-year straight-line depreciation of rental property works: basis allocation, mid-month convention, worked duplex examples, and recapture basics.

Mar 4, 2026

8 min read

Landlord Guide

Capital Improvements vs. Routine Repairs: IRS Classification for Rental Properties

The IRS repair vs. improvement distinction for landlords: the betterment test, safe harbor elections, de minimis rules, and how misclassification costs you money.

Mar 7, 2026

7 min read

Landlord Guide

Schedule E Tax Deductions Every Multi-Family Owner Needs to Track

The complete Schedule E deduction checklist for duplex and fourplex owners: every deductible expense line, what documentation to keep, and the deductions landlords most often miss.

Mar 10, 2026

8 min read

Landlord Guide

How Cost Segregation Studies Accelerate Tax Savings on Duplexes and Fourplexes

Cost segregation explained for small multifamily: how building components get reclassified into 5, 7, and 15-year property, what studies cost, and when the math works under $1M.

Mar 13, 2026

8 min read

Landlord Guide

1031 Exchange Rules and Deadlines for Upgrading from a Duplex to a Fourplex

The complete 1031 exchange process for small multifamily investors: 45-day identification, 180-day closing, the 200% and 3-property rules, boot, and a worked duplex-to-fourplex upgrade.

Mar 16, 2026

9 min read

Landlord Guide

Refinancing a Small Multi-Family: Cash-Out vs. Rate-and-Term Strategy

When to refinance a duplex or fourplex: rate-and-term vs. cash-out math, break-even calculations, LTV limits, and a worked example showing the true cost of each option.

Mar 19, 2026

7 min read